Tern HSD P5i Gen 3 Electric Cargo Bike

  • Class 1
  • 401-600 Wh
  • 61-80 mi claimed
  • Over 400 lb max load

SVT Score, Upper

Versus
5.6
SVT SCORESRead review

The entry HSD Gen 3: a compact midtail with a belt drive, app lock and a suspension fork, for one child or an adult passenger.

$4,999

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SKU: 12-91-95 Category: Brand:

Usability

5.6 out of 10
  • Fork: Suntour, 32 mm stanchions, travel not printed
  • Searched: Intertek SGS Certipedia UL TÜV SÜD CPSC Health Canada
  • Record: Intertek ETL, ANSI/CAN/UL-2849 (Electrical Systems for eBikes), none: drive-system listing, does not name any Tern bike, ROBERT BOSCH LLC - Foothill Ranch, CA
  • Record: SGS, not printed (Recognised External Approval/Certification Scheme; EPAC, EU-spec model codes), HSD P5i 3PxEU25 (with Vektron P5i, Vektron P10), LEVA Group Pty Ltd
  • Frame: Tern frame, fork and handlepost five years, ten with Tern Care; other Tern parts one year
  • Option: HSD P00 with Enviolo hub, $5,699.00

Strengths

  • Light for a cargo bike
  • Belt drive needs little upkeep
  • Suspension fork smooths bumps
  • Rack and fenders come fitted
  • App lock and ride tuning in the app

Drawbacks

  • Only five gears for hilly rides
  • No GPS tracking on this trim
  • No throttle for loaded starts
  • Shifting felt fussy in one test
  • Assist stops at a lower top speed
Verdict

A nimble compact family hauler, but only five gears and Class 1 speed

Social score

7.3 out of 10
RedditProduct-line7 out of 10

r/CargoBike (Apr 2026): an owner of the Gen 2 HSD P5i loves the belt drive and finds Class 1 speed enough with a child aboard, but wants more gears when riding alone

Google8 out of 10
Liked
  • load capacity
  • motor power
  • accessory range
Complaints
  • gear shifting
Read the full summary

Cycling Electric (UK, unit source not stated) rated the HSD P5i Gen 3 4.5/5 for load capacity and motor power; its test bike had temperamental Nexus 5 shifting (Jul 2026)

YouTubeBrand-level7 out of 10

ElectricBikeReview.com, which takes manufacturer testing fees, has video-reviewed several Tern cargo bikes and called the GSD S10 Gen 3 the best cargo e-bike it had tested (Dec 2025)

AmazonNot scored

The Amazon pool is blank: the search turned up no Tern e-bike sold on Amazon by Tern or an official Tern store (October 2026).

User reviewsNot scored

The retailer pool is blank: none of Walmart, Best Buy, Target, Costco, Dick's Sporting Goods, REI, Home Depot or Lowe's lists the HSD P5i (Gen 3) (October 2026).

Reviews
  • Trustpilot shows one review of ternbicycles.com, from October 2022, for a TrustScore of 3.2.
  • That single review is one-star, so the page is 0% five-star and 100% one-star.
  • The Trustpilot page is unclaimed and has no history of inviting reviews (October 2026).
Track record
  • The BBB holds no business file for Stile Products in Lakewood, California (October 2026).
  • CPSC and Health Canada list no recall of a Tern e-bike (searched October 2026).
  • Stile Products recalled Tern Link, Verge and Eclipse folding bikes for frame cracks in 2013, 2014 and 2016.
Not countedExcluded

Not counted in any pool: the brand's own store reviews, its YouTube channel and Facebook page, and dealer pages and dealer videos.

Specs

  • TypeCargo
  • E-Bike ClassClass 1
  • Battery401-600 Wh
  • MotorMid-drive
  • Top SpeedUp to 20 mph
  • Claimed Range61-80 mi
  • Weight56-70 lb
  • Max Rider LoadOver 400 lb
  • BrakesHydraulic disc
  • SuspensionFront
  • FoldingDoes not fold
  • CertificationsClaimed only
  • Warranty2 Years

At a glance

  • Gates belt with Nexus hub
  • Stands upright to park
  • Handlepost folds down
  • Stile Products, Inc. of Lakewood, California operates that store.
  • The brand is owned by Mobility Holdings, Ltd. of New Taipei City, Taiwan, which also issues the warranty.
  • Tern e-bikes are sold in the US through Tern Store USA at store.ternbicycles.com.
  • Every e-bike ordered online ships to the nearest authorized Tern dealer, or to a certified shop where no dealer is near, for assembly and pickup.
  • Authorized bike dealers across the US also sell the range, from ultra-low-step city bikes and compact folders to fat-tire longtails.
  • The search turned up no Tern e-bike sold on Amazon by Tern or an official Tern store (October 2026).
  • The store takes returns within 30 days of purchase.
  • Of the eight major US retailers, only REI sells Tern e-bikes, and no Tern listing there reaches ten reviews (the Quick Haul P9 Sport leads with 7); Walmart, Best Buy, Target, Costco, Dick's Sporting Goods, Home Depot and Lowe's carry none (October 2026).

The Tern HSD P5i (Gen 3) is a compact midtail cargo e-bike on the Bosch Smart System, with a Performance Line mid-drive rated 75 Nm and a 545 Wh Bosch PowerPack 545; Bosch prints watt-hours only.

It has Magura hydraulic disc brakes on 180 mm rotors, a Suntour suspension fork and Schwalbe Big Apple tires with puncture protection. Tern lists 61.9 lb, a 419 lb maximum gross vehicle weight and 176 lb on the Atlas H rear rack.

A Purion 200 display links to the Bosch eBike Flow app with eBike Lock and over-the-air updates. It assists to 20 mph with no throttle, and Tern claims 35 to 67 miles. The drivetrain is a Shimano Nexus 5 hub with a Gates belt. Lights, fenders and a frame lock keyed to the battery are fitted, and the handlepost folds.

The HSD P00 ($5,699.00) has the same battery, motor, brakes and fork with an Enviolo hub. Every order ships to a Tern dealer for assembly and pickup.

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